Chartered Accountants
Chartered Accountants
VIRTUAL CFO SERVICES
Your Business Deserves Strategic Finance Leadership
A full-time CFO costs ₹25–50 Lakhs per year. Most growing businesses cannot afford that — and should not have to. Our Virtual CFO service gives you the same financial leadership at a fraction of the cost.
Pan India
Working
100%
Remote Delivery
Free
First Consultation
48h
Query Response SLA
THE PROBLEM
Your books are filed. But are your finances actually working for you?
Most businesses have a CA for compliance. Very few have someone sitting with them on the strategic finance side. Here is what that gap costs:
No clarity on monthly burn rate, runway or cash position — decisions made on instinct, not data
Investor meetings approached without investor-ready financials — deals lost at the due diligence stage
GST input credit leaking silently, TDS not optimised, tax outgo higher than it needs to be
Founder salary not structured — paying more tax than necessary, personal and business finances mixed
No financial model or projections — growth happening without a financial map
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Full-Time CFO vs Virtual CFO
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₹25–50 Lakhs/year
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COST
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Fixed monthly retainer
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3–6 months recruitment
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TIMELINE
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Start within 1 week
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PF, gratuity, benefits
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OVERHEAD
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Zero — clean retainer
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Notice period, exit cost
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EXIT
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Flexible, no lock-in
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1 person's expertise
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KNOWLEDGE
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Multi-sector experience
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Fixed office hours
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AVAILABILITY
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Remote, flexible access
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OUR SERVICES
Everything your finance function needs — in one partner
From day-to-day compliance to fundraise readiness, we cover the full financial spectrum for your business
Monthly MIS & Financial Reporting
P&L summary, cash flow statement, and key business metrics delivered every month in plain language — not accounting jargon. Your financial dashboard, ready for board review or investor updates
Fundraise Preparation & Investor Readiness
Investor-ready financial statements, 3-year projections, cap table structuring, and complete due diligence support. We prepare your business to walk into a funding conversation with confidence.
Cash Flow & Runway Management
Know your exact burn rate and runway every month. We build cash flow forecasts, identify gaps before they become crises, and help you manage working capital efficiently.
GST, TDS, Income Tax & ROC Compliance
All filings handled on time. Zero penalties. Zero late fees. GST reconciliation, TDS computation and filing, income tax planning, and ROC annual compliance — all in one place
Financial Modelling & Projections
3-statement financial models, unit economics workings, scenario analysis, and valuation support. Built in Excel, explained in plain language, ready to share with investors or your board
Cap Table & Equity Structuring
ESOP pool design, funding round planning, dilution analysis, and founder salary structuring. Get the equity side right before you raise — not after.
Budgeting, Forecasting & Cost Control
Monthly budget vs actuals review. Where is the money going. What to protect. What to cut. We track financial KPIs and give you a clear picture of business health every quarter.
WHO THIS IS FOR
Built for businesses at every growth stage
We work with startups, funded companies, and scaling businesses across sectors — remote-first, pan India.
New Startups
Idea to MVP Stage
Set up the right financial structures from day one — before the mess builds up. GST registration, books, payroll setup, and compliance from the beginning saves significant cost later..
Funded Startups
Seed / Pre-Seed Raised
You have investor capital. Now you need CFO-level reporting — clean books, monthly MIS, investor updates, and a finance function that scales with your growth.
Scaling Businesses
₹50L to ₹50Cr Revenue
Revenue is growing but finance is still informal. Time to systemise your reporting, structure your team costs, manage working capital properly, and plan for the next stage.
SaaS & Tech
Recurring Revenue Model
MRR, NRR, CAC, LTV, unit economics — we speak your financial language. Get metrics your investors actually care about, tracked and reported every month.
D2C & Product
Physical Goods & Marketplace
Complex GST, TCS deductions from Amazon and Flipkart, inventory accounting — all handled cleanly and on time. No missed input credits, ever.
Manufacturing & Solar
Capital Intensive & Project-Based
Set up the right financial structures from day one — before the mess builds up. GST registration, books, payroll setup, and compliance from the beginning saves significant cost later..
Providing services across PAN India – 100% Remotely
HOW WE WORK
Simple, structured & remote-first
We work with founders and business owners across India without any in-person requirement. Everything is designed to be seamless.
Free Consultation
20-minute call to understand your business, stage, and finance requirements. Zero obligation, zero cost.
Scope & Onboarding
We define the scope, agree on deliverables, and complete a structured onboarding checklist. Ready within 1 week.
Monthly Workflow
Documents via WhatsApp or Drive. Monthly MIS delivered by the 10th. All filings done before deadlines. One monthly review call.
Ongoing Support
48-hour response SLA on all queries. Direct access to CA Nitika — no juniors, no handoffs, ever.
"I built my own practice from scratch. So when I sit with a founder, I am not just their CA."
I understand what it costs to build something with your own money, your own time, and no safety net. That context shapes every conversation I have with the businesses I work with.
— CA Nitika Bapna, Founder, Nitika Bapna & Associates
WHY CHOOSE US
Finance leadership that thinks like a founder
Business-First, Not Textbook-First
Every recommendation is grounded in your actual business context — your stage, your sector, your cash reality.
Upstream Advisor, Not a Downstream Filer
We sit with you before decisions — not just after them. We ask the question that saves you from problems you didn't see coming.
Tier 2 City, National Standards
Based in Udaipur, serving Bangalore, Mumbai and pan India remotely. Senior CA attention without big-city overheads — passed on to you as pricing.
One Point Contact — Always CA Nitika
No handoffs to juniors. No "I'll check with my team." You work directly with CA Nitika on everything, every time.
WHY FOUNDERS CHOOSE US
A CA who sits upstream of your decisions
Nitika has been super helpful during our tax filings. She is very thorough in her approach and makes sure there are no blind spots. Will strongly recommend her!
Verified Client
via Google Reviews
Great service for tax filing and financial planning. They explained everything in a simple way and helped us save on taxes. The financial advice has made a big difference.
Verified Client
via Google Reviews
Verified Client
via Google Reviews
FREQUENTLY ASKED
Common questions from founders
What is a Virtual CFO and how is it different from my regular CA?
Your regular CA handles compliance — GST filing, ITR, ROC. A Virtual CFO handles the strategic finance layer above that — MIS reporting, cash flow planning, fundraise preparation, and financial decision support. They are complementary, not the same.
Do I need to be in Udaipur to work with you?
Not at all. We work 100% remotely with clients across Bangalore, Mumbai, Delhi, and across India. Documents via WhatsApp or Google Drive, calls on video, MIS via email. Location is irrelevant.
At what stage should a startup hire a Virtual CFO?
Ideally from the day you incorporate — the structures you set up in month one either help or haunt you at your Series A. But practically, most startups engage us after their first funding round or when their revenue crosses ₹20–30 Lakhs annually
How is pricing structured?
We work on a fixed monthly retainer model, customised to your business stage and the scope of services required. Pricing is shared after a free initial consultation where we understand your specific needs. There are no hidden charges.
Can you help with investor due diligence and fundraising?
Yes — this is one of our strongest areas. We help prepare investor-ready financials, financial models, cap table documentation, and support you through the complete due diligence process when you approach investors.
Will I be working with CA Nitika directly or with a junior team?
Directly with CA Nitika Bapna on all strategic matters. There are no handoffs to junior staff. You always have one senior point of contact who knows your business inside out